CELL PHONE AND INTERNET SERVICE WAS DISRUPTED YESTERDAY AFTER AN AT&T (AND VERIZON) FIBEROPTIC CABLE IN GILROY WAS CUT. SEVERAL COMMERCIAL CUSTOMERS WERE AFFECTED INCLUDING BAY FEDERAL CREDIT UNION BECAUSE THEY WERE UNABLE TO PROCESS DEPOSITS WITHOUT THE INTERNET. CUSTOMERS ALL OVER THE GREATER MONTEREY BAY AREA WERE IMPACTED THE FIBEROPTIC CABLE WAS CUT NEAR MONTEREY HIGHWAY IN SANTA CLARA COUNTY AROUND 1:30 A.M.